Yesterday Paul and I did our first mortgage application - such grown ups! When we got to the critical illness cover, and realised if we'd bought a house just 13 months ago, my liver transplant would mean we'd have had all the debt paid off and be living in a free house right now...there was a moment of - 'whaaaaat!' And some heavy 'if only this' and 'if only that'. And now I can't even get critical illness cover if I tried.
And then I came home, and I saw a post on a liver transplant forum I'm on. It was asking if anybody regretted having their transplant. One of the responses was this, from a man in the US:
"At this point in our life my wife and I have sold everything possible, still have our house but only due to the location. I know they say money cant buy happiness but being broke ain't much fun either. Even w/ Medicare co-pays on my meds are in excess of $100 per month, oh but the state will help is all people tell us. No apparently my $1398 SSDI puts us over the limit for Medicaid, but to get healthy they say I have to eat healthy so now we are on top of the world w/ our $14 per month food stamps."
And my God, it made me realise, we may not have that free house, but I'd take my free life-saving liver transplant, my after-care, and my subsidised medication, any day. Once again I'm confronted with the wonder of our NHS, it saved my life and my financial independence too. It scares me every day the state that the current government is letting our incredible NHS fall into.
However long it lasts, I will be forever grateful and forever in its debt.
Thank you NHS!